For years, the federal government supported the unwarranted denial of non-White people from housing opportunities. For example, since its founding in 1934, the Federal Housing Administration insured more than 40 million home loans, and for decades, due to pernicious, commonplace, and unchecked racism, these loans went almost exclusively to White people. Long story short, over time, this has led to generations of divestment, lost opportunities, lost fortunes, grave health disparities, and countless other irreversible consequences for Black individuals and families in the United States. This is just one of the many forms of discrimination woven into the country's housing and finance systems. The collective, devastating impact of this practice and other mechanisms has created

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On January 9, 2024, the Justice Department announced a settlement with three cooperative housing corporations in Hallandale Beach, Florida, to resolve allegations that they violated the Fair Housing Act (FHA) by discriminating against families with children.

The department’s lawsuit alleged that Isle of Paradise “B” Inc., Isle of Paradise “C” Inc. and Isle of Paradise “E” Inc. maintained and/or enforced policies prohibiting children under age 12 at their respective properties on an island known as the Isle of Paradise during certain times since 2015. The properties are 30-unit multifamily buildings known as the Monticello, at 450 Paradise Isle Blvd. (owned by Isle of Paradise “B” Inc.), the Georgetown, at 460 Paradise Isle Blvd. (owned by Isle of Paradise “C” Inc.) and the

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